Rates and Fees

  • Demand Deposit (DDA)


  • Fixed Monthly Maintenance Fee

    5 US$
  • Low balance fee

    0 US$
  • Account Closure Fee

    10 US$
  • Savings Account (SAV)


  • Fixed Monthly Maintenance Fee

    0 US$
  • Low balance fee

    0 US$
  • Account Closure Fee

    N/A
  • Money Market Account (MMK)


  • Fixed Monthly Maintenance Fee

    5 US$
  • Low balance fee

    0 US$
  • Account Closure Fee

    10 US$
  • Excess Transactions Fee

    25 US$
  • Demand Deposit (DDA)


  • Fixed Monthly Maintenance Fee

    10 US$
  • Low balance fee

    10 US$
  • Account Closure Fee

    20 US$
  • Money Market Account (MMK)


  • Fixed Monthly Maintenance Fee

    10 US$
  • Low balance fee

    10 US$
  • Account Closure Fee

    20 US$
  • Excess Transactions Fee

    25 US$
  • Incoming Wire Transfers

    N/A
  • Between Linked Accounts (AIBOnline)

    N/A
  • To a Third Party in AIB (AIBOnline)

    N/A
  • To Other Banks via AIBOnline


  • Between $1 and $9,999 (AIBOnline)

    50 US$
  • Between $10,000 and $200,000 (AIBOnline)

    75 US$
  • To Other Banks via Letter of Instruction


  • Between $1 and $9,999

    60 US$
  • Between $10,000 and $200,000

    85 US$
  • Interest Rate (APR) and interest charges


  • Annual Percent Rate ("APR") for goods and services.

    16%
  • Annual Percent Rate ("APR") for cash advance.

    19%
  • Annual Percent Rate ("APR") for default.

    24.99%
  • Document Delivery via Fax (minimum cost per unit)

    10 US$
  • Fees


  • Cardholder Annual Fee

    First Year Subsequent
  • Gold

    75 US$ 50 US$
  • Black

    200 US$ 150 US$
  • Corporate

    250 US$ 100 US$

  • Annual Fee for Additional Cards

    First Year Subsequent
  • Gold

    50 US$ 50 US$
  • Black

    100 US$ 100 US$
  • Corporate

    100 US$ 75 US$
  • Transaction fees:


  • Cash advance

    2% o US$10.00, whichever lowest
  • Penalties:


  • Late Payment Fee

    Up to 25 US$
  • Bounced Check or payment fee

    Up to 25 US$
  • Overdraft Fee

    25 US$
  • Annual Overdraft Percent Rate

    12%
  • Investigation per hour

    50 US$
  • Document Delivery via Courier (minimum cost per unit)

    50 US$
  • Document Delivery via Fax (minimum cost per unit)

    10 US$
  • Bank Reference

    10 US$
  • Copy of Swift Message via email or Fax

    10 US$
  • Payment suspension, amendment or return

    25 US$
  • Monthly Fee for Inactive Personal Accounts (More than 360 days of inactivity)

    N/A
  • Monthly Fee for Inactive Corporate Accounts (More than 360 days of inactivity)

    N/A
  • Audit Confirmation

    30 US$

Click on the following button to download the necessary forms

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